Amakhadi ezi vs. Ezisebenzisiwe: Yikuphi okuqukethwe kancane?

Xa kuxoxwa ngamakhadi ezi okanye ezisetyenziswa ukuthenge, sithintela kuphela ngenkathi futhi sihlawulela njani ukukhokha kubo. Kodwa izindleko ziyangezingo lokho okukhokha emthengalatini. Kufaka phakathi konke ukususwa nokudla, inkonzo, nezikhathi amakhadi ayasebenza khona.

Isingeniso

Kunezimali eziphathelene nokunciphisa izindleko zezikhasi ezintsha, ikakhulukazi abathengisi abathenga izikhasi ezingu-10 nangaphezulu ngexesha elinye. Okwesibini, amakhadi amatsha aqinisekiswa kabonke ke wona amasusumano namadilili awanelisekile. Lokhu kunciphisa izindleko ezingavuseleki ezinokuthanda ngekhasi esisetyenziswe.

Mayelana Nathi

Ukuze ubaluleke okukhulu kungani, kufanele ubheke ngapha kwimalini ekhokhelwe. Qala ngokudondela zonke izindleko zakho zonke zeziphiwo noma i-diesel, ukulungiswa, inshuransi namabhilini ngonyaka ngonyaka. Izindlu eziqede Ivehiyikili maya kube yizintando ezinzima, kodwa kungase kudinga ukulungiswa kabanzi. Uma ukhetha umoto oqediwe wezimali eziphakeme, amaphathi angase aphazimise kakhulu futhi ahlale kusiza izikhwama zokulungiswa.

Kutheni Ukulungiswa Kwenza Iziphumo Eziningi Kwezimali Zokunakekela Iziphina Ezintsha Nezinquma

Xa uyayiqasha ukuthenga umoto omusha, oku mkhulu kubuzo ofuneka ubuze ngokwenuyise: kuzozoba mangaki ukulungisa le mota ibaleke kahle? Faka izindleko zokulungiswa: Ukulungiswa kusho izinto njengezinguquko ze-oli, itayeri entsha, ukubuyisela amaphanti afika emva kokusebenzisa ngemihla. Ngazo Ukuthengiswa kwezinhlobo izindlu ezintsha uzobala kuphela ngaphezu kwizindleko zokulungiswa eminyakeni yaqala ngoba zonke iziphathi zintsha kanye ne-warranty. Lokhu kuyindlela uma kuthile kuhluleka, kanti kompanyi wamaphini kungasiza ukulungisa.

Kungani Okuqondilekile Ukuthi Kwenzeke Kanjani Uma Uthenga Izinhlobo Ezibalayo Zomkhumbi Ngokujwayelekile

Ukuthenga izinhlobo ezibalayo zomkhumbi ngokujwayelekile kusho ukuthenga inombolo yezinhlobo ngonyaka, njalo nokuthi kunakho imithombo yokuthola kuzo ngegazi elincane. Lokhu kuyisisekelo esiqondilekile kumakhanda noma abantu abathandukulu abathandukulu abathenga izinhlobo kuwo. Kodwa kukhona izinkinga ezithile, noma izici zokuhlupheka, okufanele ukuzivikela khona uma uthenga izinhlobo ezibalayo ngokujwayelekile.

Ungakwatha I-ROI Kanjani Uma Uthenga Izinhlobo Ezintsha Kuningi Kunezinhlobo Ezibalayo Ngokujwayelekile

I-ROI ichaza "Return on Investment" (Ukusabalalisa Kwemali). Kuhlanganisa kanjani imali oyithola kabusha kulokho okuthengile. Uma uthenga izinhlobo ngokujwayelekile, isono kukhokha imali eninzi ngaphandle kokuthola izinhlobo ngemali encane ukuze uhokele imali enkulu. Ungakwetha futhi imali engaphezulu, kodwa ingabe ukuthenga noma ukuletha umkhumbi kungaba yinto ebalulekile kakhulu ekuboniseni ububi bokusabalalisa kwemali.

Isiphetho

Ngisho ukuthola ukusabalalisa okuhle kakhulu, qinisekisa ukuthi uzijabulisa abathengi bakho. Uma abathengi bakho bathanda ukuthenga izinhlobo ezintsha umoto ohlangothini uthole ezinye kwezi zoba ukukhuluma ngazo, kodwa izikhumbuzo: ukuncipha kwemali kanye nokhola kwamaphuzu. Uma bafuna amakhari manje ambalwa kakhulu, kungaba kulungile ukubheka amakhari esedlule. Inkampani inikeza usizo nempendulo engcono ukuthuthela phakade ekutholeni umunzulwane wokufanana kakhulu wezintandaziso nezisedlule.